Free Windshield Replacements?

In South Carolina, state law allows you to replace a cracked or broken windshield with no deductible out of your pocket. Sounds like a freebie, right? Not quite.

What’s true:

You won’t have to pay your deductible when you file a comprehensive claim for a windshield replacement.

What’s not true:

That doesn’t mean it’s free. Your insurance company still pays the glass shop. And yes, it still counts as a claim.

Every claim is tracked, even glass claims are factored in when your policy renews, potentially leading to higher premiums down the road.

So think of it this way, it’s a perk of your policy, not a state mandated handout, and not truly “free.”

Being informed helps you make the best choice, whether that means filing the claim or paying out of pocket to protect your long-term rates.